Consolidating credit card debt good idea


29-Jul-2017 20:55

consolidating credit card debt good idea-71

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Tackling Your Debt Wisely Budgeting Your Money Like a Pro Community Q&A It may seem easier to just ignore it, but your unmanaged credit card debt will haunt every step you take.

It may sound like a daunting task, but you can pay off your debt with order and dignity!

Although signs show an upturn in the economy, many Americans are deep in debt, and not everyone can work overtime or a second job to pay down that debt.

Whatever your financial goals and dreams, however, paying off your credit card debt is a good step in the right direction.

Whichever one has the highest annual percentage rate (APR), that’s the one that gets the focus of being paid off first (while still making minimum payments on your other cards, of course).

Once that card is entirely paid off, you move on to the one that has the next highest APR, and so on.

Consolidate Your Debt Now Debt consolidation is combining several unsecured debts — credit cards, medical bills, personal loans, payday loans, etc. Instead of having to write checks to 5–10 creditors every month, you consolidate bills into one payment, and write one check.

This helps eliminate mistakes that result in penalties like incorrect amount or late payments.

These pay-down tips and strategies will help you find out how to pay off your credit card debt.



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